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    • Home
    • About
    • Services
    • Book a Discovery Meeting
    • Contact Us
    • Disclosures
  • Home
  • About
  • Services
  • Book a Discovery Meeting
  • Contact Us
  • Disclosures

Wealth Management Services

Divergence Wealth Management provides independent fiduciary planning and investment management through a transparent flat-fee structure designed to align advice with client needs, not portfolio size. 


Services are tailored to the unique needs of each client and may include ongoing financial planning, investment management, retirement planning, tax-efficient strategies, and business owner planning. 

Comprehensive Financial Planning

  • Retirement planning 
  • Cash flow & budgeting 
  • Education planning 
  • Tax-aware strategies 
  • Estate & beneficiary coordination

Investment Management

  • Portfolio construction 
  • ETF & equity allocation 
  • Risk management
  • Tax aware investment strategies 
  • Ongoing portfolio monitoring 
  • Rebalancing 

Business Owner Planning

  • Cash flow management 
  • Retirement plan considerations 
  • Tax coordination 
  • Succession considerations 
  • Liquidity planning 

Transparent Flat-Fee Pricing

Divergence Wealth Management operates on a transparent flat-fee model rather than traditional percentage-based AUM fees.


This structure is designed to reduce conflicts of interest while providing ongoing financial guidance, investment management, and planning tailored to each client’s needs.


Fees vary based on complexity, scope of planning, and level of ongoing service. Prospective clients are encouraged to schedule a consultation to determine whether the firm is an appropriate fit.

Schedule a Consultation

Copyright © 2026 Divergence Wealth Management - All Rights Reserved. Disclosures. 

 Divergence Wealth Management LLC ("Divergence Wealth") is a Registered Investment Advisor ("RIA"), located in the State of New Hampshire. Divergence Wealth provides investment advisory and related services for clients nationally. Divergence Wealth will maintain all applicable registration and licenses as required by the various states in which Divergence Wealth conducts business, as applicable. Divergence Wealth renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 


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